Category: Health

You are thinking that you might consider taking cannabidiol. Just to confirm if it reduces the symptoms of anxiety, chronic pain, and other conditions. This can be a little overwhelming about reading and understanding CBD when you are new to it.

Making it to understand the labels gets even harder. The FDA has not approved those nonprescription CBD products. You need to do some research and know if the CBD product is legal. Here is the guide that can help you to understand better.

Cannabinoid vs tetrahydrocannabinol

CBD stands for cannabinoid that is found in the cannabis plant. While tetrahydrocannabinol or THC is known as the famous cannabinoid that can be also found on the same plant. The two have differences. THC is psychoactive which is related to “high” from marijuana use. And on CBD it does not cause any of that impact.

Marijuana vs hemp

These are also cannabis plants. The only difference between the two of them is the hemp plants should be no more than 0.3% THC. And the other has a higher level of THC.

It will depend on where you live and what the laws are in your state. Yes, you can buy both marijuana and hemp-derived CBD products or you can only have access to CBD products only.

You should know what are the differences between the two. Marijuana-derived CBD products can give you psychoactive effects. And THC included in it will show up on a drug test. While the hemp-derived CBD contains only a trace of THC.

It is very important that you know that CBD and THC can give you a better effect when they are working together.

What are the differences between CBD isolate, full-spectrum, and broad-spectrum?

CBD isolate – It is secluded from any other compounds of the hemp plant.

Full-spectrum – this contains natural compounds of the plant such as THC. But when hemp-derived the THC can no longer be more than 0.3% as the THC levels rise when it is extracted into the oil.

Broad-spectrum – this contains all the natural compounds except for THC.

It depends on what you will choose. Others prefer full-spectrum because they want to have the natural compounds of the plant. While others are choosing a broad spectrum because there is no THC included on it. You can find these on Ann Arbor Dispensary.

What are cannabinoids, flavonoids, and terpenes?

The plant has more than a hundred cannabinoids and other compounds which are known as terpenes and flavonoids. These help your body’s endocannabinoid system to function well. It helps the nervous and immune systems to work well.

It is the same as cannabinoids, terpenes have a compound that claims to be therapeutic and has health-boosting benefits. While the flavonoids can be found in fruits and green tea and claim to defend from the disease.

It is very difficult to assess which health insurance plan is best for you if you do not have a basic knowledge of the language and terminology of the insurance industry. An insurance provider may describe several insurance plans for nausea, but if he does not understand the technical conditions, he is unlikely to be wiser towards the end.

The following are some of the most used and important medical insurance terms:

Exceptions:

Services that will not be covered by health insurance. Exceptions vary by provider, but examples of common exceptions are cosmetic surgery, experimental treatment or home care.

Surcharge:

 A fixed amount of cash you will pay for each medical service or prescription before your provider pays for the service or prescription. This amount also depends on the policy, but generally ranges from $ 10 to $ 50.

Coinsurance:

A percentage of the total cost you pay for medical expenses. Co-insurance can be carried out instead of a surcharge or in addition to this. It also varies according to the policy, but the general agreement is 20% of the patient’s payment and 80% of the insurance company’s payment.

Deductible:

The amount of cash you will pay before your health insurance provider pays for health care costs. The annual deductible can vary from 500 to one thousand dollars, depending on the type of insurance plan you choose.

Coverage limits:

The default amount of money covered by the health insurance plan. After incurring medical expenses that exceed the limit, you must pay the full amount of your pocket. (Note: Obama’s health reform includes the gradual elimination of annual coverage limits by setting annual limits of at least $ 750,000 this year, $ 2 million in 2012 and banning them completely in 2014).

Premium:

The amount of the monthly payment you pay to your health insurance provider to continue coverage.

Maximum out-of-pocket expenses: The time when your payment obligation ends and your healthinsurance company pays all future covered medical expenses. These maximum cash costs can be applied to a specific benefits section or to all the benefits of the policy.

How to determine which health insurance plan is correct

Health insurance should be based on individual needs and financial resources.

Cost is obviously a huge factor, but fortunately consumers have many options for a health plan. The cost of a health plan will vary depending on the benefits it provides and the insurance company that provides it. Exceptions, coverage limits, deductibles, etc. They will affect the size of the monthly premium.

Finally, you must ensure that the plan is offered by an accredited health insurance company. It is also useful if you have a professional insurance agent with whom you can meet. An insurance agent can better inform you about all your medical insurance options, help you determine which plan best suits your financial and medical needs, and answer any questions you may have.